Digital Banking Solutions for Banks | Edge1S

Digital Banking

Digital Banking

Development and modernization
of digital banking
We develop and modernize web and mobile banking — from new features and UX improvements, through omnichannel, to integrating digital channels with core banking, APIs and satellite systems.
Edge One Solutions supports banks as a technology partner in developing existing solutions and building new Digital Banking capabilities. We strengthen client teams and provide the expertise required at different stages of the project.

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Let’s discuss your Digital Banking project

Web and mobile banking integrated with core banking, APIs and banking systems

01
 Digital Banking foundations

How does a modern digital banking ecosystem work?

Digital Banking is an ecosystem of digital channels, processes and services that connects the customer experience with the bank’s existing architecture. It includes web and mobile banking, self-service and sales processes, API integrations, data, and connections with core banking and satellite systems.
Developing Digital Banking requires web and mobile development expertise as well as architecture, integration, UX/UI, QA and security skills.
Ecosystem flow

01
Digital channels
Web + Mobile + Omnichannel
⌄
02
Processes & services
Sales + service + self-service
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03
Integrations
API + data + external services
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04
Bank systems
Core banking + satellite systems

02
 How we support banks

Development, modernization and integration of Digital Banking channels

We can join a specific part of an existing environment or support a longer-term development stream. The scope of work is tailored to the bank’s architecture, product roadmap and the expertise available within the client’s team.

01

Web banking

Transactional services, self-service, digital sales journeys and new features.
02

Mobile Banking

Development of mobile applications, transactional processes and customer-service features.
03

Omnichannel

Consistent processes across web, mobile, contact center and other customer channels.
04

UX/UI and Customer Experience

Design and optimization of digital customer journeys and interfaces.
05

APIs and integrations

Connecting digital channels with core banking, satellite systems and external services.
06

QA, security and stability

Development and testing in environments with high quality and reliability requirements.

03
 When to involve us

The most common situations when we join a project

Not every project requires a new solution to be built. We most often join when a bank needs to accelerate the development of digital channels, modernize an existing environment, deliver integrations or increase the expertise and capacity available within the team.

Modernization of existing Digital Banking solutions

Modernization
An existing channel is slowing down change or requires gradual modernization without replacing the entire environment.

Scaling Digital Banking roadmap delivery

Roadmap
New features need to be developed faster and the pace of Digital Banking roadmap delivery needs to increase.

System and API integrations in Digital Banking

Integrations
Digital channels need to connect with core banking, APIs, the data layer or other components of the bank’s architecture.

Increasing Digital Banking team capacity

Capacity
Specific skills or team availability are missing for the next stages of the project.

04
 How we work

Two engagement models tailored to how your bank works

We can supplement an existing team with specific expertise or build a stable team responsible for developing a defined area of Digital Banking.

Staff Augmentation for banking teams

Staff Augmentation

Strengthen your existing banking team

Edge One Solutions specialists join the bank’s team to increase capacity or provide missing expertise.
Capacity
Skills
Scale
Explore Staff Augmentation  →


Explore Staff Augmentation

Dedicated Team for Digital Banking projects

Dedicated Team

Build a stable Digital Banking team

We build a cross-functional team responsible for a defined channel, product or functional area and aligned with the bank’s way of working.
Team
Knowledge
Delivery
Explore Dedicated Team  →


Explore Dedicated Team

05
 Banking experience

Digital Banking project case studies

Selected projects demonstrate the development of digital channels, sales processes, Web + Mobile features, integrations and payment solutions in financial environments.
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Bank Pekao – development of an online mortgage loan channel

Bank Pekao · Digital Lending

Development of an online mortgage loan channel

View case study  →


Bank Pekao

Bank Pekao – real estate insurance module for web and mobile banking

Bank Pekao · Web + Mobile

Real estate insurance module in digital channels

View case study  →


Bank Pekao

Fiserv – development of transaction features

Fiserv · Payments + Integrations

Development of transaction features for the Fiserv platform

View case study  →


Fiserv

Bolt Financial – checkout and payment API development

Bolt Financial · API + Checkout

Checkout and payment API development for a fintech platform

View case study  →


Bolt Financial

m-tax – digital financial platform

m-tax · Finance + Mobile

Digital platform connecting financial and banking processes

View case study  →


m-tax

View all case studies  →


All case studies

06
 FAQ · Digital Banking

Frequently asked questions about Digital Banking development

We answer the most common questions about digital banking modernization, integrations, omnichannel, mobile banking and organizing teams responsible for developing Digital Banking solutions.

01
 What is Digital Banking and what does it include?
+
Open answer
Digital Banking is an ecosystem of digital banking channels, processes and services. It includes web and mobile banking, customer self-service, digital sales processes, omnichannel experiences, API integrations, data, and connections between digital channels, core banking and satellite systems.

02
 When is it better to modernize an existing electronic banking system rather than build a new one?
+
Open answer
Modernization makes sense when the existing solution still supports key processes but limits the pace of change, new feature development, integrations or user experience. In such cases, the frontend, mobile application, processes, APIs or integration layer can be developed incrementally without replacing the entire environment.

03
 How can Digital Banking channels be integrated with core banking and satellite systems?
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Open answer
Web and mobile channels can communicate with core banking, data layers, payment systems and external services through APIs and a properly designed integration layer. The specific architecture depends on the existing environment, security requirements and the bank’s processes.

04
 What is omnichannel banking?
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Open answer
Omnichannel banking means creating consistent processes across internet banking, mobile applications, contact centers, branches and other service channels. A customer should be able to start a process in one channel and continue it in another without losing context.

05
 How can UX and customer experience in mobile banking be improved?
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Open answer
Improving mobile banking UX should start with analyzing customer journeys and identifying points of unnecessary complexity. Changes may include the interface, step sequence, data presentation, error handling and consistency between the mobile application and the bank’s other channels.

06
 What skills are needed in a Digital Banking project?
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Open answer
Depending on the project scope, the team may require frontend, backend and mobile development, solution architecture, integrations and APIs, UX/UI, QA, DevOps, data and project management expertise. In banking environments, the ability to work with existing architecture and stringent security requirements is also important.

07
 Staff Augmentation or Dedicated Team — which model works better for Digital Banking?
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Open answer
Staff Augmentation works well when a bank already has its own team and needs to quickly add specific expertise or increase capacity. A Dedicated Team is better suited when the project requires a stable, cross-functional team responsible for a defined channel, product or functional area.

08
 Can Edge One Solutions develop only a selected part of a bank’s existing environment?
+
Open answer
Yes. Edge One Solutions can join a project at the level of a specific feature, mobile application, web channel, integration, QA process or selected part of the architecture. Building a new Digital Banking platform or replacing the entire existing solution is not required.

What can we do for you?

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